Articles
CBDC - The new kid on the block
What are the Central Bank Digital Currencies and how they work
June 2, 2021 • Joris Lochy
A very hot topic at the moment are the so-called CBDCs , short for " Central Bank Digital Currencies ". These are the recent reply of central banks to the continuing success of crypt...
Non Functional Requirements Specification Framework for Corebanking Transformation to Cloud
The technological transformation requires a radical change in application design patterns
May 31, 2021 • Alfredo Muñoz Rios
The majority of financial institutions in the world are planning or beginning to implement technological transformation programs to transform traditional core systems to cloud infrastructures. ...
The shift towards adopting continuous KYC
How monitoring customer changes became a daily activity
May 27, 2021 • Luke Hinchliffe
Over the past two years there's been a rapidly growing shift in the financial services industry towards creating a continuous KYC approach, moving away from traditional periodic reviews. W...
The idea of a collaborative investment fund
Imagining a new kind of investment fund
May 26, 2021 • Joris Lochy
With interest rates close to 0, people are forced to invest their money to avoid losing buying power (as inflation is considerably higher than the typical interest rate on a saving account or t...
Why The Last Decade Is Not Only About Crypto
What is the industry collectively building towards?
May 25, 2021 • Andrew Beal
A lot has happened over the last 10 years…Bitcoin, Ethereum, token standards, stablecoins, DeFi. The amount of innovation is staggering, but how does it all tie together? What is the industry c...
FinTech Europe 2021: What Happened During the First Three Months?
A quick recap about the european landscape
May 24, 2021 • Anas El Arkoubi
Buzzwords have emerged throughout the first quarter of 2021 bringing FinTech once more to become the highlight industry of the season. Open Banking services, API providers, Cryptocurrency ex...
RegTech and cybersecurity: Understanding the threats and opportunities
How better practices optimise processes
May 20, 2021 • Vaibhav Malik
Financial regulations. On the face of it, these two words may conjure up images of traditional lines of policy that subject financial institutions to the same old requirements, restrictions and...
Algorithms in the Financial Services industry - The right choice for the right problem
5 categories of algorithms for finance
May 19, 2021 • Joris Lochy
The ultimate goal of every software product is to convert inputs (provided by end-users or automatically received from external systems) into valuable outputs (insights) . This is typically d...
Is Rewarding the new currency?
How fintechs can take advantage of this new ‘currency’ in a post pandemic world.
May 18, 2021 • David Handlos
Loyalty schemes can support companies in a number of ways including new product launches, filling quiet times or clearing excess stock. There are a number of successful programmes including Boo...
Hexagonal Architecture in the Modernization of Corebanking Systems to Cloud
Transformation and modernization
May 17, 2021 • Alfredo Muñoz Rios
The next few years are going to see a large number of transformation and modernization programs for core banking systems. Core banking systems support the bank’s critical banking processes and ...