Articles
Bull versus Bear Trend in the Cryptocurrency Market: When is the Time to Invest and is it Worth the Risk?
Behavior tips for beginner investors
May 13, 2021 • Yulia Barabash
The fundamental notions of “bull” and “bear” trends originating from the stock exchange have penetrated the cryptocurrency market and represent the tactics of animal attacks in wild nature. Sho...
Tokenize Everything
Unpacking the belief that "everything that can be tokenized, will be tokenized"
May 12, 2021 • Andrew Beal
When I joined EY’s Blockchain Team in 2016, we had a saying that “everything that can be tokenized, will be tokenized”. If you zoom in closely on my Linkedin profile picture, it’s also the phra...
Crypto and the opportunity for financial institutions
What follows the explosive growth of digital transformation
May 11, 2021 • Kaj Burchardi
Recently, the finance sector has been driven forward by the explosive growth of digital transformation spurred on by challenger banks and innovative technologies. Despite this, many of these tr...
Gamification - A good idea for a serious topic like financial services?
Engagement strategies in a sector often perceived boring and complex
May 10, 2021 • Joris Lochy
In today’s world, companies need to fight hard for consumer’s time and attention. For financial service companies this is no different. As financial services are often perceived as boring and c...
Will Batch Processes sit at the table of the Next Generation of Core Banking Systems?
Transforming the Core Banking Systems
May 6, 2021 • Alfredo Muñoz Rios
Transforming their Core Banking Systems is in the agenda of every mayor bank in the world, with most of these institutions analyzing, planning on in early stage of execution of transformation...
What does it take to set up one’s own neobank?
What's the effort to establish and grow your own project
May 5, 2021 • Yulia Barabash
The Fintech industry is thriving as ever. Investments , cryptocurrencies , cashbacks and other similar notions have come into common use, and not only that of the millenials. But how mu...
Fintech Middle East – A 2021 First Quarter Observation
United Arab Emirates, Saudi Arabia, Bahrain and more
May 4, 2021 • Anas El Arkoubi
"Regionally, the MENA fintech market will reach a value of $2.5bn by 2022, according to research company MENA Research Partners". INTRODUCTION One could start such an article ...
Neobanking Playbooks
Customer Segments and GTM Strategies
May 3, 2021 • Sam Ghosh
We will begin with the story of Xinja. Xinja was founded in Sydney, Australia in the year 2017. In 2019, Xinja received a full banking license in Australia. They raised funding of AUD 204.7 mi...
The cashless conundrum
Access to cash as a priority in the rise of digital wallets
April 30, 2021 • Ian Bradbury
Following Rishi Sunak’s Spring Budget , the contactless card limit will rise to £100 for major retailers. The announcement was unsurprising with digital payment solutions surging and cash bein...
Ask Me About FinTech: Karolina Decker
Made by Women for Women: Closing the Financial Gap for Women Using FemTech
April 29, 2021 • Şebnem Elif Kocaoglu Ulbrich
Women have a longer average lifespan than man, are better savers and are more engaged in household budget management. Still, they earn less, invest less, and struggle with affording a decent re...