Ivo Gueorguiev is a co-founder of e-money service provider Paynetics. He is a seasoned investor and banker who co-founded а pioneering retail banking group in Central and Eastern Europe. Before that, he helped establish a new financial era in post-Cold War Central & Eastern Europe. A business builder rooted in financial services, he is currently on a mission to redefine payments and built from scratch a group focused on retail banking in CEE and was previously a senior banker at the EBRD.