Bhupesh Yadav is a senior Fintech technologist who has worked on developing and implementing various payments rails across the world ranging from low value systems, high value systems to real time instant payments schemes. Currently, Bhupesh works as an Advisory, Client Implementations at Fiserv helping major banks and financial institutions realize their payments modernization initiatives. Bhupesh has worked at Dovetail Systems earlier, the leader in universal payments hub and helped in various clearing implementations across the globe such as UPI, TCH RTP, FED, CHIPS, SEPA, CEFTS, SLIPS, ACSS, UK FPS, BACS, CHAPS, Target2, EBA Euro/Step to name a few. Bhupesh has also worked in developing, implementing and delivering SWIFT GPI and AML solutions to global major banks.