Articles

The Threat Of Central Bank Digital Currency To Digital Payment Service Providers

Exploring the benefit of Central Bank in digital payments

Feb. 22, 2021 • Himanshu Kolhekar

Long before most of the Central Banks in the world started to mull on creating their own digital currency, I wrote about the concept of "The Smart Digital Programmable Money". Later i...

7 Ways APIs Are Revolutionizing KYC & AML

Feb. 17, 2021 • Luke Hinchliffe

Anyone working in a compliance role in financial services will appreciate the critical part that software plays in effective onboarding, due diligence and anti-money laundering investigations. ...

Fintech, Blockchain & transparency: the anti‐corruption's "Trust System" for Public & Private Procurement. [Part 1‐2]

How technology can be a solution to corruption in public and private procurement

Feb. 15, 2021 • Enrico Molinari

Bad dealing and corruption have its roots since the Greeks and Romans times and represent a negative value no longer attributable only to social and cultural factors. Nowadays, it's also ...

The onboarding conundrum – a poor experience for business customers and banks

Overview of the frictions of the onboarding process

Feb. 11, 2021 • Luke Hinchliffe

The onboarding process for opening corporate accounts at banks is littered with friction points. But it’s not just the customers who are suffering, it’s also the banks themselves. It is eviden...

UPI and Face-off of Giants to dominate Payments in India

An in-depth overview of the growth of app-based payments

Feb. 10, 2021 • Sam Ghosh

India recorded Rs. 1,378 trillion or US$19 trillion (@1USD=Rs.72.8) digital transfers in the 12 month period from December 2019 to November 2020. Mobile app-based payments represented around ...

DevOps Success Stories in the Financial Services Industry

DevOps success stories in financial companies

Feb. 9, 2021 • Pavan Belagatti

DevOps is making its impact on almost every software powered company these days, and that being said, when it came to companies in the finance domain, they were perhaps the slowest to embrace D...

Top Digital and Fintech Supportive Countries

A selection of fintech-friendly countries

Feb. 8, 2021 • Yulia Barabash

What are the prerequisites for the Fintech industry to flourish in any given country? I would certainly name an adapted legislative framework, the so-called “regtech”, the economic environment ...

Bitcoin and Regulation: Towards a Balanced and Coordinated Approach

From the protection to investors to the fight against illegal activity

Feb. 4, 2021 • Carlo de Meijer

Cryptocurrencies, especially Bitcoin, are facing increased regulatory scrutiny, and that is not strange. Warnings from regulatory watchdogs all over the globe have come amid a wildly volatile r...

Open Source Code and Fintech - The way Forward

The state of open software in finance

Feb. 3, 2021 • Bhupesh Yadav

Open source is a source code that is made freely available for possible modification and redistribution (Source :  Wikipedia ). Open source code has been there for long outside of the Fintech...

Payments Data Strategy in the period of Payments Modernization

Overview on the ISO20022 implementation

Feb. 2, 2021 • Akhil Rao

Historically, much of the data linked to payments has been underused (or not at all used) — in large part because processing systems were not set up to extract and operationalize this data. AML...