Articles
A Case for Decentralized Finance
How decentralized finance avoid frictions of financial stock exchanges
Feb. 25, 2022 • Sam Ghosh
Some recent events at one of the largest stock exchanges in the world, the National Stock Exchange (NSE) of India, is taking the financial sector of the country by storm. A report released ...
Request to Pay: What is it and how close is the industry to adoption?
A new flexible ways for money to move between people
Feb. 22, 2022 • Louise Shorthouse
The concept of Request to Pay is simple. By enabling a secure messaging channel between biller and payer, it allows the biller to initiate a transaction and the payer to choose when – and how m...
BaaS — Banks’ Answer to Fintech
BaaS is a solution that connects banks with their clients and enables clients to provide banking-related services to their own customers
Feb. 21, 2022 • Jeonghwan Cho
Traditional banks (especially retail banks) are facing a huge invasion of fintech. Armed with exceptional technologies and a large amount of data, fintech firms are continuously threatening the...
From Rural Ireland to Silicon Valley: A Case Study of Stripe
Stripe raised a $600M Series H round that secured its status as the second-most valuable private company in the United States
Feb. 18, 2022 • Jeremy Haddock
Elon Musk, rockets, Mars, and SpaceX– everyone knows the most valuable private company in the US, what it’s done, and where it’s bound. But who is number two? In March of 2021, Stripe raised a ...
A timeline of the last 100+ years in Insurance in the U.S. (Part I)
The opportunities within the insurance industry will significantly increase in the years to come
Feb. 17, 2022 • Amir Kabir
The insurance industry is one of the oldest industries in the world with an estimated global market size of $10.00Tn by 2030. Looking at the history of insurance, many would say that the UK is ...
NFTs - What, Why, and How.
Going over the basics of NFTs and demystify some common areas of confusion
Feb. 16, 2022 • Pamela Tatam
So you’ve been hearing more and more about this mysterious NFT topic, and you’re ready to find out what it’s all really about. You’re in the right place! We’re going to go over the basics of NF...
5 reasons why SPACs have so spectacularly failed fintechs
Fintech SPACs Have Been Swimming Naked — and the Tide Is Going Out
Feb. 13, 2022 • Todd Baker
Acorns Grow Inc., the financial technology and investing startup, said that it was abandoning its $2.2 billion merger with SPAC Pioneer Merger Corp., putting itself on the hook for a $17.5 mill...
When tension meets technology: How banks are finally striking gold with customer data
"Does compliance really kill innovation?" asks Amir Tabakovic, Co-Chair of Mobey Forum’s AI and Data Privacy Expert Group
Feb. 11, 2022 • Mobey Forum
Those who closely follow the digital trends impacting financial services will surely remember that, not so long ago, cloud technology and artificial intelligence (AI) were widely touted as the ...
How Miles Davis Might Run A Financial Compliance Program
Miles Davis would run the coolest Compliance Program
Feb. 9, 2022 • Dan Roseman
Classical vs. Jazz Music 🎶 Classical music is very technical in nature; each and every pitch is prescribed to the musician on sheet music, and the musician is expected to play it exactly as ...
What is Banking As a Service and How is it Different From Open Banking
Thanks to the explosion of Banking-as-a-Service, consumers are enjoying a wide range of new, exciting, and genuinely helpful financial products.
Feb. 2, 2022 • Samuel Feldman
Financial services are going through a quiet but mighty revolution. Banking and payments are becoming more open source than ever before, providing access to tools and services previously locked...