Articles

How adopting BIAN can transform the IT of the Bank to a Spotify-style organization

Could Banks resemble Spotify’s famous tribes and squads model?

April 22, 2021 • Alfredo Muñoz Rios

In his latest article here on Medium, Kyle Gene Brown explained how he has the principle to put in writing the answers to questions he got asked three times, because it the topic is of intere...


Calculation engines in Financial Services

A key differentiator in the business strategy

April 21, 2021 • Joris Lochy

All business processes in the banking industry contain quite some specific business logic. Rather than coding this aggregated in one business application, it is wise to setup separate component...


Impact of Open Banking on Banking Revenues

An overview of the consequences of the fintech innovations on the banks balance sheets

April 20, 2021 • Sam Ghosh

The Open Banking wave that originated in Europe is now spreading to the whole world. Open Banking makes it possible for third parties to develop applications using banking data . This obviou...


2021 Agenda: What Should be the Focus of Financial Companies during the Year?

5 topics to watch

April 19, 2021 • Yulia Barabash

In-house “ecosystems”, D2C, competition for end users, neobanking via messengers, solutions design for SMEs involving cryptocurrencies, upgrading of payment systems and cloud accounting. Those ...


Guide to Non-Fungible Tokens (NFT)

What are the most important concepts about NFT

April 16, 2021 • Rohas Nagpal

The USD balance in your mobile wallet is fungible - every dollar is exactly the same as another dollar. Any 1 dollar can be exchanged for another 1 dollar. Things like real estate and art are n...


Are product silos in a bank inevitable?

Customers want solutions to their problems not bureaucratic processes and politics

April 15, 2021 • Joris Lochy

Silo thinking is often frowned upon in the industry. It is often a synonym for bureaucratic processes and politics and in almost every article describing the threats of new innovative Fintech...


Nigeria and Regulatory Evolution in Fintech

The hope of Fintechs and other techs in Nigeria

April 14, 2021 • Daniel Ifechukwude

On February 1 2020, Lagos State Government (LASG) riding on the Lagos State Transport Sector Reform Law of 2018, re-enacted the ban of motorcycles, tricycles and others from operating in most p...


Women Breaking Barriers in Tech: Soumaya Hamzaoui

Insights on what it's like being a woman in fintech

April 13, 2021 • RedCloud Technology

With a 10 year background in software and telecommunication, Soumaya oversees the Operations and Product strategy for RedCloud , as well as heading the Design and Business Development and Cust...


Institutional Investors, No More Excuses for Bitcoin Illiteracy.

Why there is no reason for investors to delay studying bitcoin. And why bitcoin literacy will pay whether you plan to invest or not.

April 12, 2021 • Susanne Fromm

Understanding Bitcoin involves a rather lengthy process that requires doing your own research. But this process can be very rewarding, not only regarding financial returns. However, many inves...


Is mainstream adoption of digital assets much nearer than we thought?

A close look at digital assets adoption

April 9, 2021 • Dean Demellweek

Amara’s Law: “We tend to overestimate the effect of a technology in the short run and underestimate the effect in the long run.” I do not doubt that, by now, you have realised that the ret...